Using your Card
What are Pending Transactions?
A Pending Transaction is a transaction that has been submitted to your account, but is awaiting additional processing. When completed, it will become a Posted Transaction. The sum of Pending Transactions is subtracted from your Posted Balance, to determine your Available Balance. Some businesses, like gas stations, restaurants, and hotels, put a "hold" on some of your available funds until your purchase is finalized and posted to your account. This is also known as an "authorization", whichSome readersCan I use my card at an ATM?
You can use your card to withdraw cash from a participating ATM, subject to these conditions: You must set your CardSwitch to ON. You must know and be able to correctly enter your Card PIN to use an ATM. At the ATM, you must select the option for a withdrawal from CHECKING. Selecting a withdrawal from Savings, or a Cash Advance, may cause the transaction to fail. You must have available funds and you cannot withdraw an amount that would exceed your card's daily or weekly spendinFew readers
Using your Account
How do I add money to my Account?
You can add funds to your Cashmo account in any of these ways (Important: wire transfers are not accepted): Cash Deposit (Cash Load): A fast way to add funds to your Cashmo account is to make a Cash Deposit at a local retailer. Cash Deposit is available at thousands of locations nationwide, including many convenience stores, grocery stores, and other retailers. Funds are added to your account within about 20 minutes. Sign in to your account, and from the menu, select AccountSome readersCan I use a wire transfer to add money to my account?
Cashmo does not accept wire transfers. To add money to your account, transfer funds from your account at another bank, or set up Direct Deposit, or follow the Cash Deposit instructions in the Cashmo app menu. To transfer funds from another funding account, sign in to your other account and look for an option to transfer funds or make a payment. This may be referred to as an "external account" or "ACH" or "electronic check" transaction, and when prompted for the destination account to receFew readersHow do I check my account balance?
There are several ways to get information about your account balance. Online/App: Your balance is displayed when you sign in to your account. Email: Each time you have a card transaction, a notification is sent to the email address on your account, and the message includes the amount of the transaction as well as your available balance. Your Available Balance is the amount of money to which you have access via your account/card. It's determined by taking the Posted BalanFew readers